Who We Are
We help individuals and families grow their wealth in a prudent and moral way.
Our Firm
We are an experienced team of Portfolio Managers and financial analysts who have a deep understanding of stock and investment selection and risk. Our focus is on finding growth and price appreciation opportunities for our portfolios while always looking to protect against the downside.
Since the inception of the firm, our composite total return has averaged a positive 10.47%1 per year, after fees, since the inception of our firm in 2012. Our excellent total returns have been achieved with nearly half of the volatility2 of the stock market and with reduced risk to principal. We have generated superior risk-adjusted returns3 over every measured time frame since the inception of our firm.
1 Composite Total Return through 9/30/2024
1 The Composite is comprised of 100% of the investment accounts managed by Kondracki Advisory, LLC meeting the minimum initial investment requirement and fully invested in our Value and Prudent Growth Model Portfolio Strategy over the measured timeframe. 2 Volatility is measured by Composite Portfolio Beta. 3 Risk-adjusted returns measured by Composite Portfolio Alpha over 3 years, 5 years, and since inception. The performance calculations have not been audited by any third party. Actual performance of client portfolios may differ materially due to the timing related to additional client deposits or withdrawals and the actual deployment and investment of a client portfolio, the length of time various positions are held, the client’s objective and restrictions, and fees and expenses incurred by any specific individual portfolio. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.
OUR HISTORY
Kondracki Advisory was founded in 2012 to help individuals and families grow their wealth in a prudent and moral way, the same way in which Chris Kondracki did for his family for over two decades.
Prior to launching the firm, Chris Kondracki was nationally recognized as a leader in the field of investment product distribution for 20 years. His clients were investment advisers, brokers, and financial planners.
During those 20 years, Chris gained a deep understanding of a vast array of investment products and strategies. He developed an investment approach which he felt would most benefit the investor from a total return perspective and respond to the investor’s desire to reduce risk. Chris applied this knowledge to his personal investment portfolio, which produced returns that were consistently superior to those of the market but with significantly less volatility, especially during the financial crisis of 2007–2008.
It became clear to Chris that through his own firm, he could provide a valuable service for individual investors and families by managing investment accounts for them in a manner identical to his own.
Tom Terraccino, CFA, joined our firm as a portfolio manager in 2024 after 19 years of successful industry experience in Boston. His addition to the firm enhanced our investment expertise, capabilities, and client service.
Through referrals from our clients, the firm has grown considerably. We manage investments for a diverse group of investors throughout the United States.
Our Team
Chris Kondracki
Principal, Chief Investment Officer, Portfolio Manager
Chris is dedicated to helping clients achieve superior risk-adjusted returns and works closely with them to help them achieve their financial goals.
Chris has 36 years of experience in the financial services industry, having worked for several of the largest and most respected investment management and insurance companies in the country prior to establishing Kondracki Advisory Investment Management in 2012.
Through referrals from our clients, the firm has grown considerably. We manage investments for a diverse group of investors throughout the United States.
Chris is a graduate of Stonehill College, where he received a B.S. in business administration with a concentration in finance.
Tom Terraccino, CFA
Portfolio Manager
Tom’s specific area of expertise and experience in stock selection, portfolio management, and investment analysis is focused on significant growth and price appreciation opportunities. His professional experience since 2006 has focused on fundamental equity research, first at Prudential Equity Group in Boston and then at a hedge fund, Boston American Asset Management.
Tom spent over 15 years at Wilkins Investment Counsel in Boston where he developed an expertise in the technology and services sectors and served as Director of Equity Strategy.
As a graduate of Carnegie Mellon University, he received a B.S. in business administration with a concentration in finance, holds the Chartered Financial Analyst (CFA) designation, and is a member of the CFA Society Boston. He also serves on the Investment Committee of the Diocese of Fall River.